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Build Wealth, Plan Your Future
Achieving financial wellness requires consistent saving and smart investing over time. Investing allows your money to potentially grow and work for you, helping you pursue future financial goals or leave a legacy for loved ones. Whether you're saving for retirement, education, or seeking long-term financial security, making informed investment choices is key.
Understanding Investment Options
Investors have a wide range of options to grow their wealth. The three primary categories of investments include:
- Stocks: Offer the potential for high returns but come with increased risk. Ideal for long-term growth.
- Bonds: Provide fixed income and are generally less volatile, making them a staple for diversification. *
- Cash Equivalents: Such as money market accounts, offer liquidity and safety but yield lower returns.
Within these categories, a variety of investment types are available, each with unique characteristics. Strategically combining these assets into a well-balanced portfolio ensures that your investments align with your financial goals and risk tolerance.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Bonds are subject to availability, change in price, call features and credit risk.
How FRG Helps You Invest
At FRG, we specialize in guiding first responders and their families through the complexities of investing. Whether you're new to investing or have years of experience, our advisors are here to help you develop a comprehensive plan tailored to your needs.
Our Services Include:
- Personalized Investment Strategies: Based on your goals, timeline, and risk profile.
- Portfolio Diversification: Combining different types of investments to potentially minimize risk while aiming for steady returns.
Your Path to Financial Wellness Starts Here
Investing can seem overwhelming, but with the right guidance, you can confidently build a strong financial foundation. Schedule a consultation today to explore how we can help you pursue your financial goals and plan the future you deserve.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. (26-LPL)
To learn more about Investing, schedule a complimentary no obligation meeting with our LPL Financial Advisor.
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Compound Interest Calculator
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regard to your invidual circumstances. All examples are hypothertical and are for illustrative purposes. We encourage you to seek personalized advice from qualified a professional regarding all personal issues.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Boston Firefighters Credit Union (BFCU) and Frist Responders Group (FRG) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FRG, and may also be employees of BFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BFCU or FRG Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Boston Firefighters Credit Union (BFCU) provides referrals to financial Professionals of LPL Financial LLC (LPL) pursuant to an agreement that allows LPL to pay BFCU for these referrals. This creates an incentive for BFCU to make these referrals resulting in a conflict of interest. BFCU is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
