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The FRG Difference

Working with a majority of first responders and their families, First Responders Group knows the specific and unique needs that present themselves throughout your career and your busy lives. As part of your BFCU membership, First Responders Group offers a complimentary, no-obligation meeting with the LPL Financial Advisor, Ray Lazcano.

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Are you financially well?

First Responders Group can help!

Do you have a sense of security that you will have enough money to meet all the needs and demands in your life? At First Responders Group (FRG) we understand the importance of being financially well. Taking care of your financial wellness is just as important as looking after your physical and mental health. Whether you're planning for retirement, accumulating your wealth, saving for children’s education, or just trying to protect the financial future of your loved ones, First Responders Group is here to guide you and help you set up goals for your financial future. At First Responders Group we will work with you to develop personalized strategies for a comprehensive financial plan to help you pursue those goals. We will also monitor your progress to help make sure you stay on track or determine if any adjustments need to be made. Let’s build your financial confidence today so you can be financially well.

How Can We Help You Today?

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Boston Firefighters Credit Union (BFCU) and Frist Responders Group (FRG) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FRG, and may also be employees of BFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BFCU or FRG Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Boston Firefighters Credit Union (BFCU) provides referrals to financial Professionals of LPL Financial LLC (LPL) pursuant to an agreement that allows LPL to pay BFCU for these referrals. This creates an incentive for BFCU to make these referrals resulting in a conflict of interest. BFCU is not a current client of LPL for advisory services. Please visit for more detailed information.


LPL Financial Form CRS

Membership Requirement

Membership in this Credit Union shall be limited to the employees and retirees (including their family members) of the following:

  • Boston Fire Department
  • Boston Police Department
  • Boston EMS
  • Boston School Police
  • Massachusetts State Police
  • Boston Firefighters Credit Union
  • Boston Firefighters Local 718
  • Massachusetts Fire Departments whose members comprise the Professional Fire Fighters of Massachusetts (PFFM), a labor organization affiliated with the International Association of Fire Fighters (IAFF)
  • Suffolk County Sheriff’s Department
  • Police Departments within a 25-mile radius of Boston

For the purpose of this section, the term "family member" shall be defined to include spouses, domestic partners (sharing a principal residence in the same household as the member), and children as well as parents, grandparents, grandchildren, siblings, nieces and nephews whether related by blood or marriage.

By clicking continue, you are verifying that you belong to one of these groups.

Continue to Become a Member